Welcome to www.lifetimerate.com -- Online Loan Origination Center

EFINANCE

How does your current loan compare to others available in today's market? With a few clicks in our site, you can find out. We'll also let you know if it's cost effective to refinance your present loan or if you should just sit tight.

Fields marked with an asterisk(*) are required, others optional

1.*

First Name:

2.*

Last Name:

3.*

Address:

4.*

City:

5.*

State:

6.*

Email Address:

7.*

Phone:

- -

8.*

Property Address:

9.*

Property City:

10.*

Property State:

11.*

Your Property Type:

12.*

Your Property Usage:

Home Rental Vacation

13.*

Current Property Value: $

14.

Present Loan Balance:

a.* first mortgage: $

b. second mortgage: $

15.

Present Loan Monthly Payment (Monthly Principal & Interest):

a.* first mortgage: $

b. second mortgage: $

16.

Current Interest Rate:

a.* first mortgage: %

b. second mortgage: %

17.*

Current first mortgage Loan Type:

18.

When did you close current first mortgage?

19.

If your current first mortgage is an adjustable or a fixed that turns into an adjustable:

19a. What is your index type?

19b. What is the margin on your loan? %

19c. What is the periodic cap on your loan? %

19d. What is the lifetime cap on your loan? %

19e. Does your loan allow negative amortization?
Yes No Don't know

20.

Does your present first mortgage have a prepayment penalty?
Yes No Don't know

21.

Can you document your income over the last 2-3 years?
Yes No

22.

How long do you plan on owning the subject property?
Less than 1 year 1-5 years 6-10 years
10 years or more

23.

What is your view of future interest rate?
Some inflation with interest rates pretty flat or possible decline
High inflation and interest rates will rapidly rise

24.

How important is paying off your home as soon as possible?

25.

How important is consolidating your debts for tax or other reasons?

26.

How important is lowering your monthly house payments?

27.

How important is lowering your total monthly debt payments?

28.

How important is getting cash out of your home for investments, home improvements, or other uses?

29.

Please list monthly payments on the following:

29a. Car: $

29b. Student Loan: $

29c. Credit Cards (exclude amount that you pay off) $

29d. Other: $

30.

If, in addition to our recommended loans, you want to see some loans of a specific type, select it here.

8230 Boone Blvd. suite 347 Vienna, VA 22182

Phone:
703-288-9138


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